![]() If you have already completed the income and expenses worksheets in previous. Some of them have also come with instructions on how to draft a budget. You can use this template to prepare a simple personal or household budget. You have a versatile range of budget templates in word here to help you whether you are looking for a monthly or a bi-weekly or an annual budget. If you are looking for help on how to create a family budget, the templates mentioned above are all that you need. This way, you will have a hang on whether you are spending the right way or is there a need to cut down somewhere. It lists down all your expenses, total income, and the estimated basic budget for all the expense areas so that you can have a clear picture of your overall financial state. ![]() You might end up spending more than what you want and a family budget is always a savior here. It always involves a whole lot of expenses when you have to run a family and it’s not uncommon to lose track when you don’t have a proper organization. The main importance of a family budget outline is that it helps you to get a proper order for your financial scene. ![]() Family Annual Budget Template Downloadĭownload Now What is the importance of a Family Budget? At the bottom, subtract the total expense made from the budgeted expense to find the difference. Transportation: 747 per month 8,963/year Health care. Next, you will include all the expense areas and also include 2 columns by the side to note down the spending and the amount that you had estimated previously. Monthly costs range from 1,666 for a single-child family to 4,069 for a family with four kids. Start your simple budget by listing down your income. Do not forget the debts in your budget format. Then, you should consider all the expenses that you incur each month- include all the major and minor expense areas. Keep your goals visible in a high-traffic area, like the refrigerator door. Budgeting can seem difficult, but remind everyone of what you’re trying to accomplish. Remember that the ultimate goal of your family budget is to help you accomplish your family’s goals. It includes the income of your spouse and children if they are contributing to the overall family fund. Revisit your family goals & make them visible. When it comes to creating a Family Budget Templates, you should first take into account all the income sources of your family. You also have space for the total monthly expense and monthly balance. You have a bi-weekly Household Budget Template here which comes with 3 main columns for estimated expenses, actual expenses, and the difference between the two.
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![]() Every time I walk past my daughter’s room I see these guys on the shelf with their little rainbow noses together in a huddle whispering about something. You’d be surprised how much hedgehogs love a good gossip. Draw two eyes and a little nose on the end using your marker.Trim the pom pom a little if you think it needs it.Tie the pom pom onto the body, using the slits on the side to tuck the yarn into and hold it in place.Glue down with a glue stick, you will need to put a bit of pressure on the tab and hold together for 20 seconds or so to get the tab to stick properly Fold the face along the dotted lines and then bend into a pointy nose shape.Cut the template out along the black lines.Print the template onto card stock in a colour of your choice.Snip the looped ends to create a pom pom.Glue or tape a photo onto the back of the flower. Glue the popsicle stick to the back of the flower. Paint a popsicle stick green and glue 2 green pom poms on for the leaves. Tie it tightly in the middle, then slide off the pom pom maker. Keep gluing the pom poms on until you have filled the whole cardboard.Wrap yarn around the cardboard pom pom maker until you have a nice fat wad of it.a scrap of recycled cardboard for the pom pom maker.yarn (I think ours is around 8 ply but any thickness will do).How to make a pom pom hedgehog You will need: I’ve included the pom pom maker template in the same pdf as the hedgehog template to save you needing to download both templates. Maven addresses two aspects of building software. ![]() The Maven project is hosted by The Apache Software Foundation, where it was formerly part of the Jakarta Project. Maven can also be used to build and manage projects written in C, Ruby, Scala, and other languages. When you’re crafting your hedgehog you’ll need to make a medium sized cardboard pom pom maker first so that your pom pom turns out the perfect size for the template. Maven is a build automation tool used primarily for Java projects. There was Sunshine, Polly, Mr Prickles and Tutti Frutti to name a few. The smaller makers will make a tighter pom pom, whereas the larger ones will make a bigger one. Remove the loom and trim your pom pom to the desired length. Finally, take a length of wool and tier it in a knot around the bundle. We created lots of them in different colours and the girls gave all of them names. Ensure that the closure has been properly connected, before cutting open the pom pom along the outside gap. My ten and eleven year old girls had a blast making these one afternoon last week. Seriously, how cute are hedgehogs? The real ones can be a little bit prickly but these rainbow pom pom pets are super soft and fluffy. ![]() This printable craft was first published in 2020 and has been updated and reshared for today’s audience. The printable template is free, all you need to add is yarn, glue it together and draw on a personalised face. Make an array of rainbow hedgehogs with this easy pom pom hedgehog craft idea. ![]() The 15.5-inch infotainment screen shared with the Mustang Mach-E is the interior’s headlining feature ( and we generally like it), but the rest of the interior is very much common with other F-150s. ![]() After our first ride in the Lighting prototype last September, Autoblog Road Test Editor Zac Palmer noted that “Any F-150 owner could hop into the Lightning and instantly feel at home.” While he was speaking about the experience as a passenger, it holds true from the driver’s seat of the production truck as well. Our first driving stint in the F-150 Lightning took place on public roads in and around San Antonio in the Platinum trim with the Extended Range battery. There’s plenty of shared standard equipment as well, including the Ford Co-Pilot 360 suite of driver assistance tech, but there’s ultimately so much to tell you about the various trim levels, that we thought it was better to break it down in a separate article here. Each has at least eight 120-volt outlets spread throughout truck, a 12-inch digital instrument panel and a 20-foot mobile charging cable capable of both Level 1 (120 volts) and Level 2 (240 volts, 30 amps using a NEMA 14-50 plug). The only Lightning configuration is a SuperCrew cab with a 5.5-foot bed, 4x4 powertrain, and an electronic locking rear differential borrowed from the regular F-150. This shrinks the 0-60 time to the mid-4-second range.Īll trim levels have a few standard features in common. Choosing this battery also ups the output from the electric motors to 580 hp, maintaining the same 775 lb-ft of torque. This provides a driving range of 320 miles in Pro, XLT and Lariat, and 300 miles in the Platinum. Ford claims this will do the 0-60 sprint in 5 seconds.Ī 131-kWh Extended Range Battery is optional on the fleet version of the Pro trim, the consumer versions of the XLT and Lariat, and standard on the range-topping Platinum. This powertrain provides 452 horsepower and 775 pound-feet of torque. The Standard Range version features a 98-kilowatt-hour battery good for 230 miles of driving range between charges. The F-150 Lightning has two powertrain options, but no matter which you pick, you get two electric motors - one front, one rear - providing all-wheel drive. The question is, then, does that formula translate into an electric truck that’s as good as it sounds? Ford invited us to heart of truck country, San Antonio, Texas, to find out. If that weren’t enough, Ford also made it the most powerful F-150 and the quickest to accelerate, and packed it unique benefits like a front trunk and means to power your entire house in the event of an outage. The formula consists of taking the best-selling vehicle in America - the F-Series pickup - and giving it an all-electric powertrain. And it’s easy to see why they jumped at the chance to stand in line. The order books already closed for its first model year, so for 2022 at least, this review is basically for all those folks who are already getting one. SAN ANTONIO - The 2022 Ford F-150 Lightning had already proven to be a success before we even had a chance to drive the thing. Some 20 model-year units are facing this problem, as per a Ford recall notice, which states that microscopic cracks in the outer lens of the rear light bar (possibly growing due to slamming the tailgate shut), may cause condensation, potentially leading to the lights faltering or “increasing the risk of injury or crash.2022 Ford F-150 Lightning First Drive Review: Worth the wait Take America’s best-selling vehicle, and make it all-electric and super powerful Next, he noticed condensation in the rear light bar while filming the video. The F-150 Lightning faced no reliability issues in the first year, apart from a small problem emerging from the front or rear wheel hub, which made clicking noises while accelerating or braking, as per the video. The EPA-estimated driving range varies between 240-320 miles, depending on the variant. There are two battery packs available: a 98 kilowatt-hour (usable) standard range pack, and a 131 kWh (usable) extended range pack. Mitchell Watts, the vice president of the Town & Country Ford dealership in Alabama appears to be among the early customers of the Ford F-150 Lightning and has shared his thoughts about his personal truck in a YouTube video after clocking 16,532 miles.įord offers the electric truck in four variants: Pro, XLT, Lariat, and Platinum. ![]() In 1921, Asimov and 16 other children in Petrovichi developed double pneumonia. Asimov wrote of his father, "My father, for all his education as an Orthodox Jew, was not Orthodox in his heart", noting that "he didn't recite the myriad prayers prescribed for every action, and he never made any attempt to teach them to me." He was named Isaac after his mother's father, Isaac Berman. Īsimov's parents were Anna Rachel (née Berman) and Judah Asimov, a family of Russian Jewish millers. Asimov celebrated his birthday on January 2. I have had a good life and I have accomplished all I wanted to, and more than I had a right to expect I would.Īsimov was born in Petrovichi, Russian SFSR, on an unknown date between October 4, 1919, and January 2, 1920, inclusive. After becoming famous, he often met readers who believed that "Isaac Asimov" was a distinctive pseudonym created by an author with a common name. Īsimov refused early suggestions of using a more common name as a pseudonym, believing that its recognizability helped his career. ![]() This later inspired one of Asimov's short stories, " Spell My Name with an S". When the family arrived in the United States in 1923 and their name had to be spelled in the Latin alphabet, Asimov's father spelled it with an S, believing this letter to be pronounced like Z (as in German), and so it became Asimov. Azimov is spelled Азимов in the Cyrillic alphabet. Several entities have been named in his honor, including the asteroid (5020) Asimov, a crater on Mars, a Brooklyn elementary school, Honda's humanoid robot ASIMO, and four literary awards.Īsimov's family name derives from the first part of озимый хлеб ( ozímyj khleb), meaning ' winter grain' (specifically rye) in which his great-great-great-grandfather dealt, with the Russian patronymic ending -ov added. He was the president of the American Humanist Association. He wrote on numerous other scientific and non-scientific topics, such as chemistry, astronomy, mathematics, history, biblical exegesis, and literary criticism. Examples include Guide to Science, the three-volume Understanding Physics, and Asimov's Chronology of Science and Discovery. Most of his popular science books explain concepts in a historical way, going as far back as possible to a time when the science in question was at its simplest stage. Asimov wrote the Lucky Starr series of juvenile science-fiction novels using the pen name Paul French. He also wrote over 380 short stories, including the social science fiction novelette " Nightfall", which in 1964 was voted the best short science fiction story of all time by the Science Fiction Writers of America. Later, with Foundation and Earth (1986), he linked this distant future to the Robot series, creating a unified " future history" for his works. The Galactic Empire novels are set in the much earlier history of the same fictional universe as the Foundation series. His other major series are the Galactic Empire series and the Robot series. Best known for his hard science fiction, Asimov also wrote mysteries and fantasy, as well as popular science and other non-fiction.Īsimov's most famous work is the Foundation series, the first three books of which won the one-time Hugo Award for "Best All-Time Series" in 1966. He also wrote an estimated 90,000 letters and postcards. A prolific writer, he wrote or edited more than 500 books. During his lifetime, Asimov was considered one of the "Big Three" science fiction writers, along with Robert A. Janu – April 6, 1992) was an American writer and professor of biochemistry at Boston University. ![]() Isaac Asimov ( / ˈ æ z ɪ m ɒ v/ AZ-ih-mov c. The kinetics of the reaction inactivation of tyrosinase during its catalysis of the aerobic oxidation of catechol (1948) ![]() Combat could be paused mid-flow to give you time to think, but the engagements themselves would play out in real-time. These points would eventually determine whether your character walked the path of the Dark Side or the Light Side, while also allowing access to certain powers.Ĭombat was a hybrid of traditional 'computer role-playing game' (CRPG} mechanics and more modern action-oriented offerings. The original Star Wars: Knights of the Old Republic title was an RPG that saw players travel to different planets and choose various plot decisions that would slowly progress the narrative and allow you to collect either Light Side or Dark Side points. Knights of the Old Republic remake gameplay Star Wars: Knights of the Old Republic was an impressively open take on the Star Wars universe, released during a time when the franchise still felt like it had mysterious uncharted corners of lore to explore. ![]() The player was able to make numerous decisions throughout the game that would affect the trajectory of the narrative, an innovation that would go on to influence Mass Effect, Dragon Age, and a host of other RPGs down the line. ![]() The BioWare original game offered unparalleled choice when directing your characters’ story and personality. It’s hard to overestimate just how big of a deal this game was upon its original release. Unlike the Star Wars films where the Sith are skittering about in the shadows, the Sith of the Star Wars: Knights of the Old Republic remake have an empire of their own and are a force to be reckoned with. Set over 4,000 years before the events of the original Star Wars trilogy the Star Wars: Knights of the Old Republic remake has you play as a Jedi fighting against the evil forces of Darth Malak, who has set out to destroy the Galactic Republic. Read on to find out everything we know about this much-anticipated upcoming game. Fortunately, this remake intends to give the game a facelift without changing any of the fundamental aspects of the plot - the opposite of the likes of Final Fantasy 7 Remake and Resident Evil 4 which both famously made changes to the original material. Though undoubtedly gripping, KOTOR's aged graphics do make playing it a hard sell in the 2020s. Set thousands of years before the movies, KOTOR follows the story of a mysterious force user who finds themself stuck between the Galactic Republic and the Sith armada of the malevolent Darth Malak. The RPG's sparkling writing, memorable companions, and surprisingly nuanced takes on the Light Side and the Dark Side of the Star Wars universe gave fans a lot to think about. Regarded as one of the best RPGs ever made by fans, BioWare's original sci-fi adventure paved the way for modern, player-driven, and narratively rich titles like Mass Effect and Baldur's Gate 3. Microsoft frequently invested in the game industry, peaking quantity-wise with the announcement of six studio acquisitions throughout 2018.Coming courtesy of Saber Interactive and Lucasfilm Games, the KOTOR remake is intended to offer a revamped and modernized version of the original, which was first released in 2003. But over the last decade, as gaming has become much more accepted and relevant in the mainstream, the amount of deals and prices attached to them have only increased. That goes back to 1978, when Atari sold itself to Warner Communications. As 2023 wraps up, the game industry is in a much less bullish state than it was just 12 months ago, and the people paying for that are the developers who make the games.Īs with any industry, mergers and acquisitions have always been part of the game industry. Meanwhile, layoffs have rocked the industry, with the biggest culprit being Embracer Group, which has been shedding studios and workers ever since a deal meant to sustain its growth fell through. Microsoft completed its $69 billion acquisition of Activision Blizzard, but only after an arduous legal process that enflamed the console wars, leaked information the industry historically kept secret, and forced Microsoft to deemphasize its cloud gaming efforts. These companies seemed dead set on infinite growth, with no plans to stop. Companies like Microsoft, Sony, and Embracer Group went on shopping sprees, and studios many of us never expected to be acquired, like ZeniMax Media, Bungie, and Gearbox Entertainment, were respectively bought up. For several years, some relevant mergers, acquisitions, or studio formations were happening in the video game industry every month. ![]() However, no research demonstrates that switching to foods containing xylitol, not sugar, helps with weight loss more than traditional methods. As such, this switch may be a good option for people looking to manage their weight without making drastic changes to their diet. Opting for sweets that contain xylitol instead of sugar can also help a person avoid sugar’s empty calories. ![]() Helping with weight managementĪ 2020 review found that this low-calorie sugar can increase satiety, helping people feel fuller for longer after eating. The researchers emphasize that their data is incomplete, and it is unclear whether xylitol is beneficial for children who are especially vulnerable to ear infections. In this meta-analysis, xylitol reduced the risk from around 30% to around 22%, compared with a control group. The team found moderate-quality evidence that giving children xylitol in any form could reduce their risk of acute otitis media, the most common type of ear infection. Preventing ear infectionsĪ 2016 meta-analysis of three clinical trials suggests that xylitol may play a role in preventing ear infections in children. A person can also buy it as sugar-like granules and in other forms.Įarly research suggests that xylitol may have benefits beyond oral health. ![]() Xylitol is an ingredient in many products other than gum. A 2021 review outlines evidence that xylitol mouth rinses or gums may reduce the risk of angular chelitis in people over 60. Xylitol is an anti-inflammatory agent that may kill certain bacteria, including those that form plaque on the gums and teeth.Īngular chelitis is a painful inflammatory skin condition that affects the corners of the lips and mouth. It may even help reduce the risk of future cavities. The researchers also found evidence that xylitol may help remineralize the teeth, supporting the reversal of damage from bacteria, and alleviate tooth sensitivity. Xylitol helps prevent the formation of plaque, and it may slow bacterial growth associated with cavities.Īccording to a 2020 review, xylitol may be especially effective against the bacterial strains Streptococcus mutans and Streptococcus sangui. Most research into xylitol has focused on its potential to fight dental cavities. A person might try xylitol gum because it may provide the following benefits: Preventing cavities The Expert Witness is engaged purely to present their opinion as to the compliance, suitability and quality of the subject. However, even before this, the legal teams working for each party will normally try to seek agreement as to liability for given parties on any remaining unsettled points.<Īn important understanding is that Expert Witnesses are not engaged to undertake advocacy on behalf of their instructing party. Only those points not jointly agreed may be presented to a court. Non-agreed points are debated further to see if agreement can be reached. The Experts will normally discuss a set of pertinent points and quickly seek to establish those which they may agree on. If a consensus of opinion is not clear at this stage, then a joint meeting of Experts may be called. Those that do are arranged in special Technology & Construction Courts.Ī significant proportion are settled by the parties before reaching this stage.Įxperts representing each of the parties (often more than 2 parties are involved) will normally present their views. Only a very small percentage of disputes of this nature ever actually reach a Judge. Cut out unnecessary and inflammatory adjectives.Īn Expert Witness must confirm unequivocally that they have not been instructed under any conditional fee arrangement. Always be prepared to revise the report, based on new information or opinion received.ģ. This assists the non-experts (which may be the Judge) in understanding the report.Ģ. Start at the end: after the introduction immediately follow with your summary. The foregoing are just a few examples of the key points that an Expert Witness should include.Ī good Expert report will follow these basic rules:ġ. We will provide you with the earliest opinion as to the strength of your position from a technical standpoint. Discover the perfect lease or loan option tailored to your budget with Groove Jeep Chrysler Dodge Rams expert finance team. There are no annoying adverts or harmful malware. Windows 7, 8, 8.1 and 10 are all supported. You can run RAMExpert on a variety of Windows computers, including models by Samsung, HP, Lenovo, Acer, Toshiba and the Nokia Tablet. ![]() Our experts present no nonsense direct CPR 35 compliant reports, which can be immediately understood by all competent parties. The program is free and quick to download, only leaving a small footprint on your device. ![]() Where necessary they can act as a team, led by the Lead Expert, ensuring you have the broadest knowledge combined with brightest minds. RAM have a range of Experts, each of whom are experienced practitioners in their own specialist areas of the construction building envelope. Independent Expert Witnesses are often used to provide evidence to a judge presiding over dispute claims between plaintiffs and single or multiple defendants. ![]() The interface is easy to navigate, and I like qBittorrent’s helpful search engine, which makes it easy to find any files I’m looking for quickly. It isn’t the most complex or feature-rich option, but it effectively gets the job done and doesn’t significantly impact your system’s performance. QBittorrent is an ad-free and open-source torrent client. qBittorrentĭoesn’t support plugins like some other options Read about the best VPNs for safe torrenting! Best Free and Safe Torrent Clients in 2023 1. WebTorrent Desktop - Lightweight, open source, and completely ad-free, but it doesn’t work on iOS or Android.Transmission - Easy to use ad-free open-source torrent client but doesn’t have many customization options.BiglyBt - Completely free of ads and unwanted third-party programs, but the interface feels outdated.Tixati - Ad-free open-source torrent client but isn’t available on macOS.uTorrent - Wide range of customization options, but it comes with bundled software and ads.BitLord - Long-standing torrent client with many useful features but has in-app ads.Deluge - Useful and lightweight torrent client but isn’t the most user-friendly option.Vuze - Has a helpful built-in search engine but slows down system performance a bit. ![]() BitTorrent - Feature-filled torrent client but comes with in-app ads.qBittorrent - Lightweight, reliable, and highly intuitive with many useful features but doesn’t support plugins.Best Parental Control for iPhone & iPad.IPVanish VPN vs Private Internet Access. (Courtesy of Kelly Brownfield/American Humane) 6. Maverick Dog Tag - Airplane - Top Dog - Dog Tag - Pet Name Tag - Hand Stamped Dog Tag - Custom - Medium Dog - Large Dog - Thick-Unique (13.8k) Sale Price 16.57 16. If you choose to order, you are acknowledging that you have read everything in full. Maverick, a 6-year-old European Blue Great Dane, won the 2023 American Humane Hero Dog Award. Please take a few minutes and read our policies, FAQ and shipping information at the bottom of this listing. Write "Double sided" if you'd prefer the image on both sides and no personalization info. ![]()
– Removed /z short URLs from all remaining Twitter sharing methods. – Improved dark-mode colors and link colors. Instapaper version 4.2.4:The iPhone and iPad Instapaper app received an update that includes improvements to dark-mode and link colors, pagination performance, and support for Chrome, Buffer, and iCab Reading List in the Share panel. Included in version 1.0.1 is support for 1080p videos up to 30 FPS, new settings like Auto Repeat and Play Automatically, and improved MIDI support for both the ION iDJ 2 Go MIDI controller and Numark Mixdeck Quad. Vjay version 1.0.1: One of the biggest updates today goes to algoriddim’s video-mixing vjay app that we introduced you to a couple of months ago. ![]() Our usual list of apps and updates is below kicking off with a couple notable updates from over the weekend to the Instapaper and vjay apps: The free, LE versions of the app also gained Audiobus support today.Īlgoriddim even updated its vjay apps that allow users to mix music and videos with many of the new features-minus Audiobus support-included in the djay updates. ✔ Bug fixes, performance and stability improvementsĭjay for iPhone is available on the App Store now for $0.99, and the iPad version is available for $4.99. ✔ Fixed possible crash when editing Automix Queue while Automix is active ✔ Fixed lock screen audio controls starting both turntables ✔ Fixed audio distortion when using Key Lock with Bluetooth audio ✔ Fixed playback issue after loading error with specific files ✔ Changed ION iDJ 2 Go jog wheels to scratch during playback (the previous pitch-bend behavior can be enabled using “Jog Pitch Bend Mode” in the MIDI settings) ![]() ✔ Improved Vestax Spin 2 mapping: allow tempo fine-adjust using Shift & +/– buttons ✔ Improved handling of iOS audio system errors ✔ Allow sliding crossfader up after tapping to leave it centered ✔ Gain is no longer reset when “Reset EQ” setting is off ✔ Pause audio when disconnecting headphones or dock audio ✔ “Shuffle” setting is now also applied to Automix Queue ✔ Added support for Pioneer DDJ-WeGO and DDJ-ERGO controllers (requires Pioneer DJC-WeCAi iPad Connection Cable, sold separately) ✔ Introducing Audiobus support: Now you can stream live audio directly to other Audiobus-compatible apps! See for more information On top of support for the Pioneer DDJ-WeGO and DDJ-ERGO controllers through the Pioneer DJC-WeCAi iPad Connection Cable for the iPad version of the app, both the iPhone and iPad djay apps get the following new features and enhancements: No matter what software he tried, Christoph was often puzzled as most professional software featured an overwhelming set of controls and required an insanely high level of manual skill, which made performing all the more difficult.Īs such, the duo wanted to make something new software that they and similar people could both use.įollowing Apple’s decision to update GarageBand with support for the inter-app audio routing system known as “Audiobus”, the popular djay apps by developer Algoriddim have been updated with Audiobus support alongside a long list of new features. He could manage, as digital software proved to have a superior functionality compared to his old analog favorites, but the situation wasn’t even close to ideal.Ĭhristoph, on the other hand, had an extraordinary admiration for DJing, but didn’t have the experience or expertise of his buddy Karim. But with every gig he played, Karim found each solution clunky and downright confounding. ![]() With ten years of experience under his belt, Karim had his fair share of knowledge about the industry and had used some of the most popular DJ software available. While they both enjoyed the art of scratching, in between attending classes and studying for exams at college, the two had vastly different skill levels. At the time, DJ software was extremely expensive and complex, but the pair were determined to create meaningful change in an industry they were both tremendously passionate about. That’s the question that inspired co-founders Karim and Christoph to make Algoriddim’s djay, the award-winning music production software. ![]() “How can we create high quality, easy-to-use software for both professional and novice DJs?” |
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